
What's so great about Education First?
We chase smiles, not profits.

Education First is a Family
We don't believe in heavy fees, we value transparency, and we root for your financial success. With all the tools you need and a family-like feel, membership at Education First is easy.
Here’s a glimpse of who we are and how you can benefit.
- Lower loan rates, flexible terms, and local lenders
- Higher dividends on deposit accounts and a wide range of products
- Free credit score analysis and access to certified financial counselors
- The lowest rate you'll ever get on a mortgage loan. Guaranteed.
- Complimentary retirement portfolio analysis.
- Debit and Credit Cards that earn rewards on every single purchase.
- Mobile wallet enhanced fraud protection.
- Seven convenient locations in Southeast Texas.
- Access to hundreds of fee-free ATMs
- 24/7 Digital Branch.
Hear what other members have to say
Been a member here longer than I care to admit, and I've never received bad service here in all those years.
Very Professional and kind. The environment is so cozy and friendly. I stay across town and make it my business to come here.
Tasha Thomas, May 2025
5 stars! They speak and smile. I feel right at home, and most importantly, they are very patient with you.
Bobbie, December 2024
Breahanna Sills in the Lumberton Branch worked hard helping us with my son’s first auto loan - even stayed after hours! We appreciate her hard work and friendly demeanor. Thank you!
Jennifer Stubbs, January 2025
Stacee greeted me from a distance, calling me by my name (I was surprised she knew my name). She handled my transaction cheerfully and accurately. All in all, it was a very positive experience.
Gene Badgett, April 2025
Every thing was done with a smile, quickly and accurately blessed experience
Min. Antoinette Mays, April 2025