You Have To See It To Believe It.

Here's what makes us so special. We chase people, not profits. We think fees are the pits. We believe in transparency. We root for your financial success, and best of all, we provide you with all the tools you'll need to get there. Membership at Education First - it's everything you've been dreaming of but didn't think was real.

Here's a peek into our Land-of-Not-So-Make-Believe:

• Lower loan rates, flexible terms and local lenders
• Higher dividends on deposit accounts and a wide range of products
• Free credit score analysis and access to certified financial counselors 
• The lowest rate you'll ever get on a mortgage loan. Guaranteed. 
• Complimentary retirement portfolio analysis.
• Debit and Credit Cards that earn rewards on every single purchase.
• Mobile wallet enhanced fraud protection.
• Seven convenient locations in Southeast Texas. 
• Access to hundreds of fee-free ATMs 
• 24/7 Digital Branch.

It's not magic. It's membership.