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Fast, simple financing—when you need it most

Whether it’s a dream vacation or an unexpected emergency, Education First personal loans offer the financial support you need—affordable rates, flexible terms, and peace of mind. Live your best life without financial stress!

Personal Loan LP

Loans for Life's Moments

With a personal loan from Education First FCU, you can use funds for any purpose—covering major purchases or repairs, celebrating a once-in-a-lifetime event like a wedding, or consolidating debt. Our low, fixed interest rates make budgeting easy with fixed monthly payments.

Benefits of a personal loan with EFFCU:

  • Low Fixed Rates: Enjoy consistent, affordable monthly payments
  • Flexible Borrowing Options: Access up to $50,000*
  • No Pre-Payment Penalties: Pay off your loan faster with no extra fees
  • Simple Online Application: Quick, convenient, and hassle-free
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Personal Loans Rates

Terms Fees APR*
Unsecured Personal No annual fees 11.75%
* APR = Annual Percentage Rate. APR shown is the lowest available rate. Rates depend on individual creditworthiness and are subject to change without notice.

*The maximum may vary based on a borrower's creditworthiness and other financial qualification. Interest rate based on individual creditworthiness. Rates are subject to change.